Posted on: 25 September, 2015
Author: Diane Arvizo
Buying a home has long been the American dream, but it's not always easy. While many can afford the monthly mortgage -which oftentimes is less than rent - coming up with the down payment can be daunting. That's where the Nevada Rural Housing Authority (NRHA) comes in. Founded in 1973, NRHA has a mission to put rural Nevadans into homes they can afford, which is the cornerstone for building healthy communities. Based on that philosophy, NRHA created the Home At Last™ (HAL) Home Buyer program in 2006, providing qualified rural Nevada families with the help they need to purchase a home. The Home At Last™ homebuyer program has two components: "We compare the Home at Last™ Access grants to having a rich uncle," explained NRHA Northern Nevada Mortgage Specialist Laura Lau. "It's money you can use to buy a home and you never have to pay it back." Buyers interested in learning more should visit the NRHA website at www.nvrural.org to find a qualified lender. They'll meet with the lender to find out more about these and other programs that might be available. The lender will also analyze income, credit scores and other factors and then give the homebuyer a very accurate idea of how much house they can qualify for. Most homebuyers are surprised to discover just how high that number can be. And then they get the fun part – finding a REALTOR® and shopping for a new house! Source: Free Articles from ArticlesFactory.com Jackie Shelton is a native Nevadan and 25-year communications professional. She has navigated Nevada’s economy, the good and the bad, and knows just how important it can be to get a helping hand up every now and then. Nevada Rural Housing Authority gives rural Nevadans the support they need to get into their own home.